Rise in Skimming Scams and How to Protect Yourself

The use of skimming devices is growing, according to the U.S. Secret Service. These devices capture account details and PINs from bank and government benefits cards. They can be installed quickly on debit and credit card readers.

CBS News joined Secret Service agents as they searched for skimmers at retailers around Los Angeles. Once installed, the device collects data whenever a card is swiped. Often, a wireless transmitter inside the skimmer sends data to the scammer. Secret Service analyst Vince Porter mentioned that a skimmer can collect up to $1 million in stolen funds.

These devices are tough to spot and difficult to remove. Sometimes, law enforcement has to pry them off, leaving residue. There’s no way to know how long they have been used, Porter added.

The Secret Service removed over 400 illegal skimming devices in 2025. This number represents only a part of the devices currently out there. A CBS News investigation discovered 32 active federal probes in 15 states.

The Secret Service and law enforcement have noticed an increase in skimming in the last two years, leading to more financial losses. Skimming costs exceed $1 billion annually, affecting both financial institutions and consumers. Special agent Michael Peck said organized criminals from Eastern Europe, Asia, and Central and South America are behind these scams.

These criminals often target stores that accept EBT cards. Many EBT cards lack tap-and-pay or chip security, making them vulnerable. Such stores risk becoming targets due to advertising that they accept these funds.

After benefits are stolen, recovery is challenging because of the various agencies involved. Mary Bowen, a mother of six, shared that she couldn’t pay her rent or buy groceries after her benefits were stolen. “They took everything,” Bowen said.

During one operation, law enforcement inspected 1,749 devices in California, seizing 16 skimmers. This prevented an estimated $16.6 million in fraud loss. Similar operations have occurred in many U.S. cities.

Scams often target major cities like Los Angeles, but even small towns face risks. To protect yourself, use tap-and-pay when possible. For those using benefit cards, swiping remains risky. “Tap-and-pay is the best way to protect yourself,” Peck stated.